Frequently Ask Questions (FAQ)

A Merchant Cash Advance, or MCA, is a financial product where a business receives a lump sum of cash upfront in exchange for a percentage of its daily credit card sales, plus a fee. It's a way for businesses to access quick funding based on their future credit card sales.
When a business owner applies for an MCA, the MCA provider evaluates their daily credit card sales history. Based on that, they offer an upfront cash amount and outline a repayment structure. The business repays the advance by giving the MCA provider a percentage of its daily credit card sales until the advance is paid off.
Eligibility criteria can vary, but generally, businesses with a consistent flow of credit card sales and a history of at least a few months in operation are eligible. The specific requirements may depend on the MCA provider.
The amount you can receive typically depends on your average daily credit card sales. MCA providers may offer advances ranging from a few thousand dollars to several hundred thousand dollars.

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